Legal Question in Consumer Law in Wisconsin

Even if this was illegal, you would still need to prove that you were damaged somehow before you could recover anything in court. While excessive credit applications can reduce your credit score, the fact that the application was denied might mean that yours was in a bit of trouble even before this. Proving additional damages might therefore be difficult for you, to say nothing of proving that you did not authorize this totally electronic transaction. I am guessing that such a thing might not even require a signature or anything else with might prove who authorized it. All this being said, you could still probably sue if you wanted to, but it might not be worth the trouble.

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