Legal Question in Banking Law in India


I issue a credit card 3 Years back,but I lost my card before 2 years.My actual expence of card is around Rs. 20,000.Since last 2 Years ,credit card company was not communicate me & instantly they ask me to deposite Rs. 60,000.Before that they was not communicate with me up to 2 years

I am not capable to deposite this much amount....

Now a days they are mentally harrasing me alot & also disturb my family members.What should I do to close the matter??I am ready to ;pay actual expance amount if they provide me NOC but they can't.

What Legal action they do against me??

please revert for the same.


Asked on 10/31/13, 1:47 am

2 Answers from Attorneys

Rajiv Gupta +91 9811284735 KarVai Legal Solutions(

You may seek help of lawyer in person or directly approach the bank for settlement.

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Answered on 10/31/13, 2:17 am

Fca Prashant Chavan Expert Edge LLP


Dear Sir / Madam,

You should approach the bank, negotiate a settlement and pay off the amount agreed and stop using the Card forever.


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Answered on 10/31/13, 4:49 am

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