I issue a credit card 3 Years back,but I lost my card before 2 years.My actual expence of card is around Rs. 20,000.Since last 2 Years ,credit card company was not communicate me & instantly they ask me to deposite Rs. 60,000.Before that they was not communicate with me up to 2 years
I am not capable to deposite this much amount....
Now a days they are mentally harrasing me alot & also disturb my family members.What should I do to close the matter??I am ready to ;pay actual expance amount if they provide me NOC but they can't.
What Legal action they do against me??
please revert for the same.
2 Answers from Attorneys
You may seek help of lawyer in person or directly approach the bank for settlement.
Dear Sir / Madam,
You should approach the bank, negotiate a settlement and pay off the amount agreed and stop using the Card forever.
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