Legal Question in Bankruptcy in Alabama
Discharge of Judgement against property
Is it legal for a creditor to still have a judgement on file at the courthouse after the debt has been discharged in bankruptcy if the judgement was obtained one month before filing for chapter 7? the judgement was for unsecured credit card debt. the creditor was listed in the bankruptcy petition.
The order for discharge reads all judgements are to be null and void with any debt discharged in the bankruptcy.
1 Answer from Attorneys
Re: Discharge of Judgement against property
Court judgments do not vanish from court house files for any reason, including discharge in bankruptcy. The court records are permanent. However, you may file a copy of your bankruptcy discharge in the file and/or record it with the Clerk in order to confirm your discharge.
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