Legal Question in Credit and Debt Law in Alabama

Can a creditor obtain a garnishment and drain my existing bank account to "0" while I am making payments towards fulfilling my debt obligation?


Asked on 4/20/11, 1:57 pm

1 Answer from Attorneys
James Patterson Underwood & Reimer, P.C.

A creditor can only garnish if they file a suit and get a judgment from the court. After they have done this, then they can garnish your bank accounts to pay off the judgment.

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Answered on 4/25/11, 7:09 am


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