is Az an exempt state for wage garnishment on unsecured debt?
1 Answer from Attorneys
This is such a good question. Put another way, can a creditor, like a credit card company, garnish your wages and the answer is, yes, any creditor once they have received a judgment can collect against you, your bank account or your real property. Garnishing your wages is a way of collecting the debt owed. In Arizona, a creditor can collect up to 25% of your gross wages until the debt is paid in full.
A bankruptcy can stop collect efforts by a creditor and stop a garnishment, so if you are facing creditor harassment and the creditor is threatening garnishment, it may be worthwhile and have a consultation with an attorney. Hope this helps.