Legal Question in Credit and Debt Law in Arkansas

Collection Agency Phone Call

I received a phone call today which claimed to be a collections agency from New Jersey. They claimed I owe $129.00 to a convience store from September 2000. I do remember a few hot checks I wrote back then, but I was sure I took care of them. The phone call said, they were going to contact their lawyer and file a case. Can they take me to court for something that may or may not have occured 6 years ago?


Asked on 11/30/06, 1:24 am

2 Answers from Attorneys
Sharon Campbell Sharon K. Campbell

Re: Collection Agency Phone Call

Statute of limitations is four years.

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Answered on 11/30/06, 1:01 pm
Peter Bradie Bradie, Bradie & Bradie

Re: Collection Agency Phone Call

They can take you to court, but you have the four-year statute of limitations as your defense... plus a counterclaim for violation of the Fair Debt Collection Practices Act for knowingly filing a suit that's barred by limitations.

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Answered on 12/04/06, 5:57 pm


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