Legal Question in Bankruptcy in California

i am a 70 year old retiree who is having trouble with finances. I have ahd seven surgeries in the last three years and medicare pays 80% which is very nice however I am living on 2100 a month and I have an enormous amount of medical bills which I have been paying for the last 3 years....I find I do ntot have monsy for food or gas or really any necessities...I usually end up with about 150 dollars to live on after I pay my medical bills. Can you help me I am becoming very discouraged and feel there should be some way to lessen this burden...I went to a debt consolidater but the amount they decided I would pay is too much....thank you lucy T. fossen [email protected]


Asked on 8/25/09, 12:22 pm

1 Answer from Attorneys
Norma Duenas Southern California Law Advocates

You should examine whether Chapter 7 bankruptcy is a good option for you. This of course will depend on what assets you have and whether they can be protected in bankruptcy. If you have little to no assets (asset protection depends on what state you live in) then you may be able to file for bankruptcy and eliminate your medical bills in the bankruptcy, while keeping your assets. Also if you your fixed income comes from Social Security then regular creditors will not be able to touch this money, even outside of bankrupt;cy. If you would like more information, you can read more about bankruptcy at http://www.socaladvocates or email me at [email protected]

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Answered on 8/27/09, 3:59 pm


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