Legal Question in Bankruptcy in California

Maybe if you buy a used car and pay cash you'll be able to live within your means and not have to go bankrupt.

Purchasing a car prior to filing BK is normally not a problem ... as long as you recognize that you will have to pay for it.

There are issues of lien perfection and avoidance, good faith and incurring new debt, and means test considerations. Gobbledygook, I know, but all your friendly-neighborhood San Diego lawguru attorneys here can promptly advise what's relevant. Taking a car loan per se (that's such a cliché instance of legalese, I know, but... it sort of fits here) does not raise a red flag, as it does not necessarily reflect ability to repay other debts, while still providing for one's transportation needs. Still, Dear Reader in this situation, prior to acting (or not acting) in regard to bankruptcy and related financial planning, seek legal counsel: it's worth it.