Legal Question in Bankruptcy in California

pro bono bk. I need to keep vehicle. Finance company listed full amount of loan due as if never paid anything. Car value is 8900 $ KBBook. How can I get court to allow me to keep the vehicle and make finance company accept low payment when they won't answer my emails/letters. ?? Also I owe $12000. on original loan amount 2006 Pontiac Torrent. It was purchased 6 years ago for $24000 which is what they want me to pay with fees etc.I am Medically retired and make $1900. a month and get an additional $564 for disability.

Asked on 10/03/12, 3:02 pm

Charles Andersen Charles Andersen, Atty

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Chapter 13 Plan calculator

You need convert to Chapter 13. We can do this without any fee's paid directly by you. You can only keep two cars as it is a joint filing.

Answered on 10/03/12, 7:51 pm

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