Legal Question in Bankruptcy in California

Re: served summons on credit card debt

Yes, you appear to be an excellent candidate for filing a chapter 7 bankruptcy. Contact me for a free consultation. My rates are reasonable and I can eliminate those phone calls, lawsuits, and creditors. www.christopherbrainard.com

310-266-4115

Re: served summons on credit card debt

It appears that the best thing for you to do is file Chapter 7 Bankruptcy. This will wipe out your debts. Once the case is filed, all telephone calls, lawsuits, contact from creditors, etc. will be stopped. Our fees are reasonable.

Please e-mail me with contact or telephone me at (818) 991-6664 for a free initial consultation and case evaluation.

Good luck and thank you for your inquiry.

Re: served summons on credit card debt

Without knowing more, it looks like a Chapter 7 bankruptcy to discharge the debts would work well for you. Credit card debts, unlike judgments, are unsecured debt, and if you can stop the court action before you get a judgment, you'll likely get rid of that debt, too, before you own assets that can be used to satisfy the judgment. See a bankruptcy attorney quickly--you don't have much time to respond to the summons, and if you don't answer, the creditor will probably get a default judgment against you.

Re: served summons on credit card debt

You could file an answer to the civil complaint -- but that would cost you close to $150, which you could put toward a Chapter 7 bankruptcy. Don't ignore it, though. If you do, and they get a judgment against you, they could attach your wages and/or bank accounts. Even if they were to get a judgment against you, a Chapter 7 bankruptcy would stop any collection efforts. Feel free to give me a call on Tuesday (or thereafter) if you want to discuss this further. (310) 858-9771