Legal Question in Credit and Debt Law in California

A couple of days ago i got a collection bill in the mail. It stated that there was a judgement against me. After calling the number i found out that 6 years ago a credit card company won a judgement through default. I was never served properly and never new about the case until recently. So my questions are

There has been no activity in public records since judgemnt was entered, can the collection agency still pursue me?

Can a common stock account like E-Trade be levied?

What steps should i pursue to protect myself? I sent a certified letter requesting validation of debt but the agency responded and said there no point of validating because there is already a judgement

Im a full time college student, can i just "hide" untill im done with school?

the judgement was never on my credit report, does this mean something?

The actual debt was with a credit card company and was not mine, it was opened through identity theft, and since has been removed from my credit report two years ago, can i do anything about that judgement now?.

Thank you


Asked on 1/12/10, 2:03 am

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

If you never were served with the summons and complaint, you could file a motion in the same court to set aside the default and default judgment. If the court does so, you could then defend yourself in the case.

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Answered on 1/17/10, 10:52 am


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