Legal Question in Credit and Debt Law in California

credit card convenience fee

Is it legal for a business to charge a convenience fee if a customer is using a credit card to pay by phone?


Asked on 7/06/09, 4:09 pm

1 Answer from Attorneys

David Gibbs The Gibbs Law Firm, APC

Re: credit card convenience fee

There is no law that prevents it that I am aware of, however, the business has an agreement with their Mastercard, Visa, etc... merchant account provider which in most cases provides that they cannot charge a "convenience fee" for use of a credit card. Threaten to contact MC and Visa if they won't waive it. They won't want to lose their merchant account.

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Answered on 7/06/09, 4:59 pm


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