Legal Question in Credit and Debt Law in California

credit liability

My daughter lives in California, her boyfriend didn't have good enough credit to qualify for an auto loan, so she obtained the loan for a car for the two of them to share. He moved to LA to attend school and took the car, agreeing to make the payments. Now he has turned off his cel phone, hasn't been making the payments, and my daughter is being threatened with garnishment of her bank account by the bank. Is there anything she can do besides report the car stolen?


Asked on 4/13/09, 10:35 pm

1 Answer from Attorneys

David Gibbs The Gibbs Law Firm, APC

Re: credit liability

If she voluntarily agreed to let him take the car, then she cannot report the car stolen. You will want to discuss that with the local police, however, in my experience, they will not even take a report because the car was voluntarily given to the boyfriend. Also, I assume you and your daughter are in Oregon - you should re-post this to OR attorneys, as the issues surrounding your daughter's liability will be governed by OR law. Generally, however, unless she can find him and get the car back, you need to track him down and help the lender repo the car to mitigate her damages.

*Due to the limitations of the LawGuru Forums, The Gibbs Law Firm, APC's (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided is general and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence.

Read more
Answered on 4/14/09, 12:10 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in California