Legal Question in Credit and Debt Law in California
Judgement
If a creditor has won a judgment against you and is now garnishing your wages, and also have pick up the merchandise (car) it is still legal to have the judgment on your credit report? What I can I do to get it remove, it lower my FICO scores.
Asked on 4/11/05, 5:35 pm
1 Answer from Attorneys
Roy Hoffman
Law Offices of Roy A. Hoffman
Re: Judgement
Yes. A judgment will remain on your credit report for 7 years. You will not be able to remove the judgment from your credit reports. However, you can provide an explaination why the creditor obtained the judgment to the major credit reporting agencies.
You can get more information about consumer credit, debt collection, and credit reporting at http://www.ftc.gov.
Answered on 4/11/05, 5:44 pm
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