Legal Question in Credit and Debt Law in California

Phone Calls

I would like to know the LEGAL hours of calling a home to collect on a debt?

Thank you,


Asked on 9/18/02, 6:00 pm

1 Answer from Attorneys
Robert Miller Robert L. Miller & Associates, A Law Corporation

Re: Phone Calls

The Federal Debt Collection Act provides that creditors can only contact you during "reasonable" hours. It doesn't specify what "reasonable" is. If you give creditors limits on when they call you, in writing, they must contact you during those hours. Also, if you advise them not to contact you at work, or at home, or even not to contact you via phone at all, they must obey.

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Answered on 9/18/02, 8:56 pm


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