Legal Question in Credit and Debt Law in California

Statute of limitations on Insurance deductible

I received a notice from a third party administrator to pay an insurance deductible on a claim dating from 2001. I have not received any notice or request to pay the deductible from the carrier prior to this time. What is the statute of limitations on such a claim? The amount requested is $8000.00. The claim is closed, and the case was dismissed in 2003. The insurance policy did carry a $10,000 deductible per occurence; that is not the issue. My question is, after all this time, and with no prior request, am I required to pay this?


Asked on 1/10/06, 6:43 pm

1 Answer from Attorneys
H.M. Torrey The Law Offices of H.M. Torrey

Re: Statute of limitations on Insurance deductible

Injury to personal property claims have a statute of limitations period of 3 years, and personal injury claims are for 2 years from discovery. If you would like prompt, affordable legal assistance in "getting this third party creditor off your back", contact us directly for a free phone consultation.

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Answered on 1/10/06, 7:03 pm


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