Hello. I have been trying for some time to clear an inaccuracy on my credit report. I followed up with the creditor and twice they verified that I was reported late in error and agreed to fix the inaccuracy, but they never did. I filed disputes with all three credit bureaus but they verified the information as correct. What is my next step? I have all the appropriate documentation to show that I was never late. I will take legal action if necessary. Do I send a demand letter to the credit bureaus or the creditor at this point? Thank you,
Sophia
Sophia:
It sounds like you have proceeded and that there is only one thing left to do - file a lawsuit. my office, or any number of others can handle this for you. Good luck.