Legal Question in Civil Litigation in California

My ex-girlfriend used my SS number and signed as me on as a guarantor on a student loan for her daughter's college. This was done without my permission or knowledge. Since I did not sign the documents, I can only assume that she has signed for me... i.e. forged my signature. I only discovered it when it showed up on my credit report (which I obviously didn't check for many years). The amount is large, US$ 62,000. Now that we're split up, if she defaults on payments, my credit score will be affected. She is personally reckless with money, and I have no confidence in her ability to be regular in her payments. I need to get my name off as a guarantor. What are my choices?


Asked on 8/28/09, 6:07 pm

1 Answer from Attorneys
David Haddock David Haddock Legal

I would say your first step is to write a letter to the lender stating that you did not sign the documents and believe that your signature may have been forged, and that you disclaim any responsibility as a guarantor on the account. Then see what happens. Better to get this taken care of while her credit is good.

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Answered on 8/28/09, 6:19 pm


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