Legal Question in Civil Litigation in California

You might file and mail to the bank's attorney an Answer-Contract which could be found on the Judicial Council website at http://www.courtinfo.ca.gov/forms/ . Make sure to include affirmative defenses, as well. Sometimes, though, lawsuits might be susceptible to a demurrer and/or motion to strike. A demurrer says, in essence, "Okay, you've written all this stuff, but it doesn't amount to a hill of beans, legally, so dismiss the case." Usually, though, banks write a complaint that's sufficient to escape demurrer.