Legal Question in Insurance Law in California

In California I was using my employers vehicle as part of my job. I was struck and injured by a hit and run driver who was never found. Does this trigger my uninsured motorist coverage? My employer's uninsured motorist coverage? Do worker's compensation laws protect my employer's policy from coverage?

Asked on 4/24/12, 3:42 pm

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3 Answers from Attorneys

Robert Worth Robert J. Worth , Professional Law Corporation

You can make both a UM( and

(pain and sufferin and work comp claims for the medical bills and lost earnings. I hope this helps. Bob Worth (818)222-2433 [email protected]

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Answered on 4/24/12, 4:35 pm


The best approach to handle this case, would be to start as a worker's compensation case because your injuries are work-related and you can receive medical treatment, temporary disability benefits and at the end you may receive a settlement for permanent disability. The good thing is the worker's compensation is a no-fault system. Then while you are receiving treatment you can claim against your uninsured motorist for pain and suffering hoeever, you have to reimburse the worker's compensation carrier for medical expenses. Feel free to call us at 213.388.7070 for a free consultation.

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Answered on 4/25/12, 4:51 pm

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