Legal Question in Insurance Law in California

No fault uninsured

I was sitting at a stoplight and was hit. I have no insurance. My car is a total loss. What are the repercussions going to be for me?

How long does their insurance have to reimburse me the cash I have been spending to get my car out of tow, loss wages, prescriptions, rentals etc.


Asked on 11/20/08, 5:37 pm

2 Answers from Attorneys
Daniel Bakondi The Law Office of Daniel Bakondi

Re: No fault uninsured

The other person's insurance company will not pay out of the kindness of their hearts. They will only pay if you have an attorney who will sue them if they dont. If you are serious about pursuing this, let me know. Free consult.

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Answered on 11/21/08, 4:55 pm
Edward Hoffman Law Offices of Edward A. Hoffman

Re: No fault uninsured

Your question presumes that the other driver's insurance owes you a legal duty to handle your claim promptly. It doesn't. Insurers have such duties to their own clients, not to the people who sue those clients.

Once you and the insurance company agree on terms of a settlement, it may still take a month or more before it pays. If you want to get compensated more quickly -- and to get a fair amount -- you should get a lawyer.

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Answered on 11/21/08, 2:48 pm


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