Legal Question in Insurance Law in California

Our organization will be hosting high schoolers' for a week long intensive in film making. We plan to accomodate them in cabin rentals (we are in a rural mountain community). Does this type of housing present any red flags to which we would need legal assistance? We are simultaneously looking at the liability insurance covered by the rental company.


Asked on 3/01/10, 2:51 pm

2 Answers from Attorneys

Deborah Barron Barron Law Corporation

There should be property insurance which would cover claims for dangerous conditions on the property causing personal injury. The property managment company usually has an indemnity provision in their contract with the owner of the property that they can't be sued unless the cause of the claim is their sole negligence. Depending on the type of claim, your organization could be held liable for certain types of claims related to your running the event. Any time you have teenagers together in cabins away from their families a multitude of things could happen which could potentially trigger a claim.

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Answered on 3/06/10, 3:14 pm
Steven Murray Steven W. Murray, APC

Your organization should obtain its own general liability coverage for this event. If you already have a policy, contact your agent/broker to make sure whatever happens you have coverage. This can be done by an endorsement for the event, and include the transporation if you have any involvement in it. If you don't have a policy, get one immediately.

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Answered on 3/07/10, 9:20 am


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