Legal Question in Real Estate Law in California

Storage Insurance

I rented a storage unit on 1/1/08 and they had a insurance that was part of rental package to purchase which I did. I went on the trip and came back on 2/10/08, went to the storage and there was water on the floor, some of my furniture got water damage. I filed claim with that insurance, they denied and reason was: ''IF THE WATER WAS FROM THE ROOF WE WOULD COVER IT, BUT SINCE ITS FROM THE FLOOR CONSIDER AS AN FLOOD AND THERE IS NO FLOOD COVRAGE''.

What should I do?

Thanks


Asked on 5/20/08, 2:54 am

2 Answers from Attorneys
Bryan Whipple Bryan R. R. Whipple, Attorney at Law

Re: Storage Insurance

Read the insurance policy and see if their interpretation of the coverage is correct. My guess is that it is. This is pretty common, and I've run into it before - falling water is covered, rising water isn't.

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Answered on 5/20/08, 1:01 pm
Mitchell Roth MW Roth, Professional Law Corporation

Re: Storage Insurance

Answered this already.

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Answered on 5/20/08, 3:07 pm


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