Legal Question in Wills and Trusts in California

What can I do after inheriting my grandfathers estate to get the house in my name with a mortgage left on it? Having trouble getting a new loan because of my debt to income ratio.


Asked on 8/12/10, 12:37 pm

3 Answers from Attorneys

Anthony Roach Law Office of Anthony A. Roach

First of all, you are going to have to have his estate probated, before you get your name on anything. The mechanism by which you take title to inherited real property is a court action conveyance. It doesn't happen automatically, without court intervention, unless the title to the property was in joint tenancy, or in a trust.

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Answered on 8/17/10, 1:42 pm

If the house has a gross value of $100,000 or more then a full probate is likely necessary. Probate is a 7 month process which will end with a Court order being signed by the Judge which transfers the house to you. This order will be filed with the county recorder, in the real property records, to transfer the ownership to you. Most mortgage companies allow a family member to assume a loan when inheriting. If you want to talk to a probate attorney please call me. I practice throughout California, am very efficient, and very experienced. -John

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Answered on 8/17/10, 1:43 pm
James Bame San Diego Law Office

This office can assist in either the probate or summary process via declaration. Contact me directly.

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Answered on 8/20/10, 5:46 pm


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