Legal Question in Bankruptcy in Colorado

Check "kiting" and bankruptcy

I doubt that you were check kiting to a credit card issuer. Check kiting is the process of depositing checks in numerous bank accounts, each one greater than the amount already in the account, in a pattern that each bank in the scheme thinks it is getting paid when, in fact, there is no money to back up the check.

Even if you were writing VISA checks to various credit card issuers to make your payments, there is no kiting because your debts just keep incrteasing.

Medical expenses are the chief cause of bankruptcy filings. It's too late, now, but the best plan is to file on the medical bills and get them discharged before any of the medical providers gets a judgment.

If you were abusing your credit cards, a bankruptcy judge may well refuse to grant you a discharge of the debt on the ground that it is an abuse of the bankruptcy process.

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