Legal Question in Civil Litigation in Connecticut

credit report findings

my boyfriend who lives with me had some credit problems ad hired a company to help him pay off his bill,they failed to handle the situation so he stopped paying them and canceled the service, they had the nerve to contact me threating me,I don't even know how they got my name I never signed a thing with these people and now after filing for my credit report I see that they requested information on my credit is this legal I never authorized that and they had no right as far as i am concerned ,now their name appears on my report.What can I do,can someone you do not have business with pull up your credit report this seems like an invasion of privacy and I am furious.


Asked on 6/11/08, 8:43 pm

1 Answer from Attorneys
Max Rosenberg Rosenberg,Whewell, & Hite, LLC

Re: credit report findings

It sounds as though you may have a claim under the Fair Debt Collection Practices Act or even possibly the Fair Credit Reporting Act. Under the first, (FDCPA) it is a violation for a debt collector to harass you about a debt, even if it were your own. It is also a violation to speak with someone about a debt that is not their own. Violations are very strict under the FDCPA and we get our clients $1,000.00 for violations per account. Also our clients never pay us any fees or costs. Those are paid for by the collection agency. If this sounds like a sollution to your problem contact me. 203.521.4915. and [email protected]

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Answered on 6/17/08, 11:32 am


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