Legal Question in Bankruptcy in District of Columbia

Yes, depending on the language in your deposit agreement(s). Credit unions frequently cross-collateralize accounts, meaning that if you file for bankruptcy and have credit accounts with the credit union, they would have the right to seize any money that you have on deposit at their institution. I would recommend looking at the language of the written agreement(s) you have with the credit union.

Yes, the law allows all banks and credit unions once they learn that a customer has filed bankruptcy to freeze any money they have in the account and apply it to what is owed. You should have changed the direct deposit to another lending institution before you filed.