Legal Question in Bankruptcy in District of Columbia

Re: Grandfathered credit reporting limit

I am afraid you may be talking about two separate and distinct issues. How long you have to wait before you can file a subsequent petition, and how long your credit report can reflect your record. You can file again in a ch. 7, as long as you have not been in b/r during the past 6yrs. Credit reporting companies keep their records for 10years. But those records show everything about your credit. In any event, there is a standard question in most confidential applications for employment or credit that always asks,Have you ever....? So it really doesn't matter what your credit report says.