Legal Question in Business Law in Florida

Re: Legal Terms

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You will have to be more specific. The term has different meanings in different uses. In many instances people do not have insurance coverage or their PIP benefits have been fully paid and still are in need of medical care. When that is the situation some medical facilities and physicians are willing to take a "letter of protection."

In a personal injury case it is a document written by the attorney handling the case that gives the patient the ability to keep treating without paying for the medical bills at the time of treatment. These letters of protection typically, if accepted by the facility or physician, allow the patient to keep treating and once a recovery is made, the doctor or healthcare facility is reimbursed. However, it is always made clear to the client that even with a letter of protection in their medical file they are ultimately responsible for the medical bills in the event the case does not resolve as expected. The attorney guarantees payment from any settlement or judgment when one is reached and paid by the Defendant in the case.

Scott R. Jay, Esq.