Legal Question in Credit and Debt Law in Florida
Can a collection company garnish your joint bank accounts for a credit card debt that was in opened in the wife's maiden name before she married? All of the money in the bank accounts were from the husband as the wife does not work.
4 Answers from Attorneys
If the collection company has a judgment against one of the holders of a joint
bank account, the account can be garnished. Whether she works or deposits
money into the account is not an issue; she is the joint owner of the account.
Perhaps you should have considered this issue before the judgment.
Yes - because you have co-mingled your assets they are allow to do this.
People often confuse joint accounts with accounts by the entirerties, which only husband and wife's have. Most likely your are safe, but consutl a lawyer just in case. See www.ConsumerLawyerHelp.com
By the way, see my prior answer, you should see a consumer lawyer also for the collection case. We rarely if ever lose these cases.
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