Legal Question in Credit and Debt Law in Florida

credit card debt

Hello, my questions is how do I respond to a lawsuit. I have twenty days to answer a collection agency

or they will win a default. how do I answer. write it out or is there a form. I cant pay the money they are asking so what do I do. thank you


Asked on 1/03/08, 7:16 am

2 Answers from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: credit card debt

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

You respond to a lawsuit by copying the style (the name of the court, the name of the case and the case number) on the top of the page. Label the document "Answer". Then you respond to each allegation made by the Plaintiff by either admitting, denying or stating that you do not have knowledge of the allegations made. The original is filed with the court and a copy must be sent to the Plaintiff's attorney.

Scott R. Jay, Esq.

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Answered on 1/03/08, 11:59 am
Scott R. Jay Law Offices of Scott R. Jay

Re: credit card debt

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

You respond to a lawsuit by copying the style (the name of the court, the name of the case and the case number) on the top of the page. Label the document "Answer". Then you respond to each allegation made by the Plaintiff by either admitting, denying or stating that you do not have knowledge of the allegations made. The original is filed with the court and a copy must be sent to the Plaintiff's attorney.

Scott R. Jay, Esq.

Read more
Answered on 1/03/08, 11:59 am


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