Legal Question in Insurance Law in Florida
Incontestability of Life Insurance Benefit
Under what conditions is a term life insurance benefit contestable after two years, and what are some case precedents?
Asked on 8/03/02, 3:50 pm
1 Answer from Attorneys
Michael Tobin
Michael M. Tobin, P.A.
Re: Incontestability of Life Insurance Benefit
Incontestability in Florida is governed by statute and the policy language.Despite the 2 year rule Florida also allows avoidance if the insured is guilty of fraud. A treatise on the subject would not fit in this box. You should consult with an attorney familiar with this area of the law to investigate your specific problem.
Answered on 8/03/02, 4:07 pm
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