Legal Question in Banking Law in Georgia

Does the bank or Credit Union have the right to deny cashing a personal check using the arguement that the memo field stipulates a rental fee is being paid or any other such topic of personal discussion


Asked on 3/30/12, 10:51 am

2 Answers from Attorneys

Scott Riddle Law Office of Scott B. Riddle, LLC

The face of the check is not a "personal discussion." It is probably safe to assume there is more to the story and the reasons they did not cash it, and you chose to not tell the whole story.

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Answered on 3/30/12, 10:58 am
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Since you chose to leave out the whole story there is no way to answer why they didn't do it, but no bank is obligated to cash a check.

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Answered on 3/30/12, 7:18 pm


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