Legal Question in Credit and Debt Law in Georgia

i called the company that financed my house in oct asked if they could refer that payment to the end, because my hours were cut from 40 to 28, they would not so i ran a month behind until april, i paid two payments. now i'm getting calls about ins, i ask them about ins. but it was to high,i told them i would get my own not to put on my house, i was without about six weeks,now they tell me they had to put on my house& i owe a hundred+ on my payment.i did not pay with payment . my question is can they take my house? i have ins. they have copy. they called me at least ten times a day is that not harrassment? what should i do?


Asked on 5/04/10, 12:13 pm

2 Answers from Attorneys

Charles W. Field Charles W. Field, Attorney at Law

What you should do is get an attorney to review your documents. Often, lenders, in the small print, have the right to get the insurance you were supposed to get and then charge it to you.

Read more
Answered on 5/09/10, 1:10 pm
Scott Riddle Law Office of Scott B. Riddle, LLC

You probably don't need to pay a lawyer in addition to paying for the insurance. Virtually all loan documents require insurance and allow them to get it if yours lapses. Read your loan documents. It is no excuse it might be In "small print."

Read more
Answered on 5/09/10, 1:40 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Georgia