Legal Question in Credit and Debt Law in Georgia

They can call and ask. But since a bank can't legally answer them, it doesn't do them any good to ask.

Your financial information is private unless the creditor/collection agency has a judgment against you. A creditor or collector is NOT permitted to contact third-parties to discuss your debt.

They do not need to get financial information about you. They can pull your credit report.

This sounds like a potential violation of the FDCPA but I need more facts to know for sure. I give free email consults and if you want to discuss the specifics so I can give you better advice, please contact me at [email protected].