Legal Question in Credit and Debt Law in Illinois

Is it legal for collection agencies to run my credit report?

I read somethere that it's not legal for collection agencies to run my credit, but I see inquiries on my credit report that they are. Is that legal for them to do? I have only medical bills as my negatives on my credit report, I'm trying to figure out how to clean this up and I see they are running my credit. thank you.


Asked on 3/06/09, 4:32 pm

1 Answer from Attorneys
Lesley Hoenig Lesley A. Hoenig, Attorney at Law

Re: Is it legal for collection agencies to run my credit report?

It is legal for them to make inquiries for a legitimate purpose. I'm fairly certain debt collection would be considered a legitimate purpose.

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Answered on 3/06/09, 6:36 pm


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