Legal Question in Personal Injury in Illinois

Most probably so that your father won't be sued.

If you were running an errand or doing something for your father, then your father as the principal and you as his agent, would be responsible for your actions. On the other hand, if you were not doing any of those things but were simply a permissive user, then only you would be responsible and your father would not be sued if a lawsuit is filed.

Having said that-The insurance appointed lawyer is under an ethical duty to make sure that you understand to your satisfaction everything that is being done on your behalf--even though the insurance is paying for him or her, he or she is YOUR lawyer and is therefore responsible to you. Ask all questions and follow up questions and all information you need: he or she is under a complete ethical duty to explain everything to you thoroughly and completely.

I hope this helps-

I suggest that you ask the lawyer who represents you.