Legal Question in Banking Law in India

Re: Credit Card Misuse and Harassment by Bank

1. you can send legal notice to them to stop harassment and stating that u are not liable to pay etc.

2. file injunction case seeking from court to stop them from harassing you.

3. file criminal case for harassment and nuisance

Re: Credit Card Misuse and Harassment by Bank

send a legal notice to

banking consumer redressal forum

customer service manager ( bank/ credit card division/ recovery division)

tell them you ar not liable to pay and harassment in any form cannot be tolerated and it shall be referred to other forums and they shall be liable for the cost and consequences.

Re: Credit Card Misuse and Harassment by Bank

You may approach the court and can seek INJUNCTION against bank.

Re: Credit Card Misuse and Harassment by Bank

Issue a registered notice to the Bank with copy to the Reserve Bank of India, DBOD, Mumbai, telling the Bank that you are not liable for the disputed claim, and if they don't stop the harassment, you will be complaining to the Police as well as Reserve Bank of India about the intimidation caused by the Bank. If the harassment does not stop, complain to the local police as also to Banking Ombudsman of the State wherein you live. You can down load the format of complaint from RBI.org.gov.in.