Legal Question in Securities Law in India

Dear sir,

I have taken a home loan of Rs. 1961000/- from Hsbc bank in 2005.Since Feb 2008,bank has made miscalculations in my a/c.Some of my complaints---

(1)Instead of one loan,bank's issued statements are reflecting seven contradictorey loan amounts.

(2) Two new unissued loan amounts are added in my a/c in 2008.

(3) Issued loan amount increased without issuing me any additional loan amount.

(4) Bank's issued statements are reflecting nine contradictory loan tenure calculations on same amount at same rate of interest.

(5) Bank's issued st. are reflecting four contradictory loan interest calculations on same amount at same r.o.i.

(6) Bank's issued 4 different interest paid certificates,issued for same financial year 2007/2008 are reflecting four contradictory interest paid amounts ,instead of same amount.

Same mistake is done in int. paid cert for year 2008/2009

(7) Bank's issued same month's infact same day's statements are reflecting contradictory loan tenure calculations.There is diff. of more than 50 Emi in bank's issued same day's statements. Sir,I have made more than 60 written complaints to every top official of bank including Bank CEO.Even after complaining since Feb 2008,I made all payments till Jan 2009.But when ,on Jan 20 2009,bank's second highest designated officer has also misinformed me regarding my issued loan amount & demanded unissued loan amounts,then I have to stop my further Emi payment .Complaint was also made at banking ombudsman(RBI) in march 2009.B.O.has forwarded our complaints to Hsbc Nodal officer on 2 may 2009 for bank's reply. But instead of replying ME & BANKING OMBUDSMAN OFFICER,bank issued legal notice against me under sarfaesi act 13(2).We replied bank's notice accordingly.After 9 months of my complaint at B.O.finally a meeting was arranged at B.O.office.Surprisingly,Bank is denying its biggest ever mistakes.I am still receiving miscalculated stmts.Since May 2010,I have started making payments,but under protest.I have demanded compensation from bank.

Now came to know that bank is initiating actions under sec 13(4).What to do.Kindly Assist.

Kindly advice if I could take any action against bank.

Sir,I want o meet you personally.Kindly give your contact no. & address.

Regards--S.J.Dewani Mumbai 9969602285,9022588787

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