Legal Question in Banking Law in Iowa

Hi.

We have a joint mortgage and I (husband) filed Bankruptcy last year and was discharged on January 2010. However on my credit it is reported as "INCLUDED IN BANKRUPTY & DISCHARGED" when on my wife's it is showing current on payment. We are still making payment but mine does not report when hers is reported.

We filed out tax separately where I claimed the mortgage as I am the primary. We are now worry that we might not be able to get the $8000 credit since mine does not reported as pay on time.

Our quesiton is should we worry about this or it is fine?

By the way in the bankruptcy 7 I filed there was a stipulation where any tax return shouldnot be kept to pay the creditors.

I have already received my South Carolina tax refund and just waiting for the Federal which was done together with the $8000 tax credit.

Also what can I do to report the mortgage current on my credit?

Please let me know.

Thanks


Asked on 4/15/10, 4:21 pm

1 Answer from Attorneys

Robert Luedeman solo practitioner

Those are all questions that should be referred to the attorney who did your bankruptcy. You did use an attorney, did you not?

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Answered on 4/20/10, 5:32 pm


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