Legal Question in Credit and Debt Law in Louisiana

reporting bad debt to credit reporting agency
Can a person just report a consumer to a credit reporting bureau? Is there some kind of notification process before just having a bad debt put on there credit? without giving the consumer a chance to dispute or rectify the debt? I have a debt from 1998 that i am disputing, I just found out in 2001 that the debt even existed, it was for alleged damage to an apartment. the apartment was not damaged when we left. I was never notified that they were alledging damage. again this is from 1998, i have had my credit ran several times and it has just now came up. is there a process of notification before a business can report a debt to the credit reporting agency?

Asked on 4/28/01, 8:46 pm

Anthony Comparetto Comparetto Law Firm

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Re: reporting bad debt to credit reporting agency

Yes a business or landlord can put derogatory reports on a credit report. You can of course dispute the debt

Answered on 6/19/01, 4:10 pm

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