Legal Question in Credit and Debt Law in Maryland

I have several payday loans, that I started paying on and then defaulted. I have collectors calling ans saying that I will be put in jail and that there is a case pending against me. In Maryland, can I go to jail for defaulting on a payday loan?

Asked on 11/13/10, 3:25 pm

2 Answers from Attorneys

Daniel Press Chung & Press, P.C.

If you wrote a bad check for the payday loan, in some states that may be a crime. However, if you did it in MD, the payday loan itself would be illegal - for the lender.

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Answered on 11/19/10, 5:17 am

Sean T. Morris Law Office of Sean T. Morris

Threatening you with prison is also a violation of federal and state statutes. Consider consulting a lawyer if things get any worse.

Good luck.

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Answered on 11/22/10, 9:03 am

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