Legal Question in Family Law in Maryland

I assume you mean a no-fault divorce, which would be based upon your being separated by agreement for at least a year, or separated without agreement for at least 2 years. If the only assets are those you mentioned, and there are no retirement accounts that have accrued during the marriage you want to divide, no issues regarding joint debts or taxes, then you can just split up the cars (properly signing the respective titles), furniture and bank account and just file a simple complaint for divorce. On the other hand, if the above raises other issues you haven't thought about, it would be a good idea to at least consult with a family attorney to make sure you aren't forfeiting any rights. You can get a very inexpensive consultation through the county bar association lawyer referral program.