Legal Question in Personal Injury in Maryland

can an insurance comp. be made to replace your vehicle

Hello--my daughter and i were involved in an accident where the other guy ran the stop sign and her car ended up totaled, and several people have told us to get them to replace the car, how would you go about doing so. Thanks


Asked on 1/23/01, 9:53 pm

2 Answers from Attorneys

Judith Stainbrook Law Offices of Judith S. Stainbrook

Re: can an insurance comp. be made to replace your vehicle

Contact the other driver's insurance company. They may declare that the car is "totaled" but you will only get what they say the car was worth at the time of the accident. This will probably be considerably less than what your daughter paid for it.

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Answered on 3/07/01, 3:23 am
Lawrence Holzman Holzman Law Firm, LLC

Re: can an insurance comp. be made to replace your vehicle

You should contact the other driver's insurance company immediately. The other driver's insurance company should pay you the value of the car at the time of the accident. Note that this may not be the "replacement value" or the "purchase price" of your daughter's car --- just whatever the car was worth at the time of the collision. Unfortunately, this may mean that you will get less than she paid for the car. (theoretically, they SHOULD give you enough so that you could buy an used car of similar make, model and condition).

I hope that everyone was o.k. in the accident. Please feel free to call me if you have any questions.

Lawrence R. Holzman, Esquire.

Joseph, Greenwald & Laake, P.A.

6404 Ivy Lane, Suite 400

Greenbelt, MD 20770

(301) 220-2200

fax (301) 220-1214

Disclaimer: Please note that the posting of this response is not intended to constitute legal advice. You should contact an attorney to obtain information applicable to your situation. This posting is not confidential or privileged and does not create an attorney/client relationship.

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Answered on 3/07/01, 9:39 am


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