Legal Question in Family Law in Michigan

Insurance Coverage

My question is if the court order in the Stat contract e of Michigan states that my ex-girlfriend must maintain insurance on my child at all times and I must do the same. Must I give her an insurance card? My ex-girlfriend currently only has Medicare coverage on my daughter which will end shortly .

It is my feeling that her plan is to get my insurance card but only use my insurance to save money on her part. I know that she will not pay the deductible and stick me with the medical bills. Please advise me of my legal options regarding this matter. Thanks you.


Asked on 3/11/02, 11:35 pm

1 Answer from Attorneys

Henry J. Legere, Jr. Law Office of Henry J. Legere, Jr.

Re: Insurance Coverage

You must comply with the Court Order or you may find yourself in contempt. You should provide the mother of your child with an insurance card so that your child is covered. Your liability is only the percentage the court ordered you to pay for uncovered medical costs. For example: if your insurance is used and the bill is $100 and insurance covers $50, the remaining $50 is uncovered/unreimbursed and must be paid by both your child's mother and you. If the order provides a 50/50 split each of you would be required to pay $25.00. If both your insurance and medicid is used the entire amount could be paid and there would be no out of pocket expenses. It would be in your best interest to comply with the court's order and provide the insurance card. If you were to lose your job and you lose coverage and had no insurance the amount you could owe for unreimbursed/uncovered costs would be much higher. Using the example above if costs were $100 and there was no insurance you would be required to pay $50 if the Order calls for a 50/50 split. Good luck.

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Answered on 3/12/02, 8:57 am


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