Legal Question in Civil Litigation in Michigan

credit bureau

In 2007 I tried to refinance my home because of the arm I had and twice when my credit was pulled it had BAD information on it. I was unable to refinance. In July of 2008 I lost my job and I gave my home back to the bank because I could not make the payments any longer, I borrowed from my 401 which I now have to pay tax on.


Asked on 3/04/09, 3:45 pm

1 Answer from Attorneys
Rochelle Guznack Law Offices of Rochelle E. Guznack, PLLC

Re: credit bureau

Since you do not pose a question, I will assume the question is whether or not you have a FCRA claim because of the inaccurate information on your credit report that resulted in being unable to refinance.

The very first thing you must do is file a dispute with the credit reporting agencies when you find inaccurate information on your credit report and give them a chance to fix it. If you take the proper steps, you may have a FCRA claim. However, if you have not attempted to have the information corrected, you will not have a claim.

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Answered on 3/08/09, 2:52 pm


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