Legal Question in Credit and Debt Law in Minnesota

Credit Card Collection
I just received a summons (I think..not sure if its real or just intimidation) from a collection company A that said they purchased a bad debt from another collection company B that purchased this debt from a credit card company I had a card with 5 years ago. I just states I owe 4400.00 plus interest in the summons and says I need to contact them in 20 days or a judgement will be issued against me. No proof of any kind. I have sent them a letter requesting validation. They sent me a document stating company A purchased debt from company B with no original documents from the credit card company or any validating proof such as signed agreements or how the numbers were derived. What should be my next step?

Asked on 5/14/09, 10:39 am

David Anderson Anderson Business Law LLC

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0 attorneys agreed

Re: Credit Card Collection

You are now in litigation.

If you ignore it they can get default judgment in 20 days + garnish in 40 days.

Call or email for assistance.

Answered on 5/14/09, 11:15 am

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