I took a loan out from Ford Motor Credit in Missouri in 2011. The last payment was made in November of 2013 and the car was repossessed in September of 2014. I moved to Texas in December of 2014 and have resided here since. FMC did file a lawsuit in St Louis County, MO in March of 2015 for the deficiency balance and the case was dismissed for want of prosecution in September of 2015. I was never served a summons. I have 2 questions. #1 Can FMC file suit in Missouri if I reside in TX, if so do they have to serve me a summons here in TX. #2 If they can't file suit in MO and want to in TX, Which states statute of limitations would apply?
1 Answer from Attorneys
Yes. You can be sued in Missouri but you would have to be served in Texas. The Missouri statute of limitations would apply.