Legal Question in Insurance Law in Missouri

Recently my house burned. I have three kids and me and my husband are flustard. The insurance people we only give us a 1/3 of what we owned and its not even the max of our coverge. What can we do?


Asked on 3/18/10, 9:49 am

2 Answers from Attorneys

James Manning James Manning, PC

This is a situation that I have handled many times. Often, the insurance adjuster is just trying to get the company out of the claim at the lowest cost to the company. The adjuster will look for ways to decline or reduce coverage. The bottom line is that if the house was a total loss, the policy limit should be paid. I can help you with this if you would like. Please do not hesitate to call or email. Thank you.

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Answered on 3/23/10, 10:26 am
Robert Curran Curran Law Firm

Unfortunately, that�s very common. While I obviously don�t have all the facts, it seems based upon what you�ve said that the insurance company is testing you, to see if they can push you around. You need an attorney to show them that you�re not going to accept their low-ball offer.

I can help you with this if you like. I�m not allowed to put a phone number in here, but you can get it from my website.

Please be aware that the statements and opinions provided above are just a broad informational service to the general public. Since this reply is based upon an incomplete description of facts, this email can not used as a substitute for legal advice from a qualified and fully-informed attorney. Also, these communications are intended for use by the public, and this email does not constitute a confidential communication nor does it create an attorney-client relationship with Curran Law Firm or any of its members.

Rob Curran

Curran Law Firm

3516 South National Avenue

Springfield, MO 65807

www.CurranLawFirm.com

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Answered on 3/29/10, 8:52 am


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