Legal Question in Bankruptcy in Nebraska

can i put credit card debt on my chpt 7 or 13 bankrupcy in nebraska?

I need to know if I can include credit card debt in a chpt 7 or 13 in nebraska. I was told that you could no longer include credit card debt in any bankrupcy in ne.


Asked on 10/15/02, 6:11 pm

2 Answers from Attorneys
Talana Sayre Talana Sayre, Attorney at Law

Re: can i put credit card debt on my chpt 7 or 13 bankrupcy in nebraska?

Credit card debt can currently be included on both chapter 7 and chapter 13 bankrupcy in NE. There are some federal proposed reforms to the bankruptcy code, but those haven't yet become law--and I don't believe that they prevent writing off credit card debt, they simply make it more difficult to write off ANY unsecured consumer debts. If you are considering bankruptcy, call a bankruptcy attorney to schedule a free consultation to decide if it is right for you.

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Answered on 10/15/02, 9:01 pm
Andrew Nichols Law Office of Andrew B. Nichols

Re: can i put credit card debt on my chpt 7 or 13 bankrupcy in nebraska?

You can certainly list and must list all of your credit card debt in both chapter 7 and chapter 13 cases. Your credit card debt will be "discharged" (eliminated) in a chapter 7 case and will normally be eliminated in a chapter 13 case although discharge in a chapter 13 case is a little more complicated. In my opinion, a good lawyer should recommend you file under chapter 7 if possible. My firm files chapter 7 and chapter 13 cases in Nebraska. I am a UNL law college grad. Please feel free to call me personally to discuss your particular situation. ph. (800) 303-0720

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Answered on 10/16/02, 9:16 am


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